2025-26 Australian resident rates
Estimate your take-home pay from an annual, monthly, fortnightly, weekly, daily or hourly salary. This page is the main salary, pay, wage, after-tax and net pay calculator for Australia.
Use this calculator when you want to turn Australian gross pay into estimated take-home pay. It supports salary and wage amounts entered by year, month, fortnight, week or hour.
The result shows income tax, Medicare levy, optional HELP repayment, employer super and net pay across common pay periods so you can compare offers or payslips quickly.
The same salary calculation is shown across common Australian pay cycles.
| Period | Gross pay | Estimated tax and levies | Take-home pay |
|---|---|---|---|
| Annual | $0 | $0 | $0 |
| Monthly | $0 | $0 | $0 |
| Fortnightly | $0 | $0 | $0 |
| Weekly | $0 | $0 | $0 |
Estimate only. It does not replace ATO tools, payroll software or advice.
Take-home pay = gross salary minus income tax, Medicare levy and any selected HELP repayment. If the salary package includes super, the calculator first backs out employer super using the selected Superannuation Guarantee rate.
Worked example: a $90,000 base salary in 2025-26 gives estimated income tax of $17,788 and Medicare levy of $1,800, leaving about $70,412 take-home before HELP. Turning HELP on adds an estimated $3,450 repayment and lowers take-home pay to about $66,962.
Last reviewed: 10 June 2026.
The calculator uses published Australian resident income tax rates, the 2% Medicare levy with a low-income shade-in estimate, the 12% Superannuation Guarantee setting, and the current marginal HELP repayment structure.
Official references: ATO resident tax rates, ATO Medicare levy thresholds, ATO super guarantee, and StudyAssist loan repayments. The methodology page explains formulas and limitations.
Yes. Enter annual, monthly, fortnightly, weekly or hourly gross pay and the calculator converts it into estimated take-home pay across common Australian pay cycles.
Job ads may show base salary plus super, or a total package including super. The calculator lets you choose whether the entered amount includes employer super.
No. It is an estimate based on published rates and standard assumptions. For personal tax decisions, use official ATO tools or speak to a qualified adviser.